Strategic Fix & Flip Financing Built for Growth
Strategic Fix & Flip Financing Built for Growth
- Funding for non-owner-occupied properties, including single-family homes, manufactured homes, condos, 2-4 unit dwellings, and Planned Unit Developments (PUDs).
- Scalability & Growth: As you build experience and successfully fund more property loans with Gold Chair Capital, you may qualify for improved terms.
- Comprehensive Rehab Financing: Need funding for major renovations? Extensive rehab financing is available to support larger Fix & Flip projects.
- Competitive Rates: Starting at 8.5%, these loans offer cost-effective financing compared to traditional hard money lenders.
- Maximize Returns: Fast funding and tailored loan solutions help investors quickly acquire, renovate, and resell properties for optimal profit
Quick Closing- Secure funding fast. Close in as few as 7 business days to stay competitive with cash buyers.
High Leverage- Keep more cash on hand! We offer up to 95% Loan-to-Cost (LTC) / 80% After Repair Value (ARV) for fix-and-flip projects.
Competitive Rates- Optimize your investment returns with low-cost financing and flexible Fix & Flip loan terms tailored to your strategy.
Loan Types We Offer
Whether you’re revitalizing a single property or transforming an entire neighborhood, success hinges on having a lender who understands your vision. A proven partner can help you scale efficiently, maximize growth, and drive profitable results.
Loan Criteria
Loan Amount
$50k – $3MM
LTV
Up to 92.5% LTC + 100% of the Renovation Cost; Max 75% ARV
Term
12 Months- 18 Months
Collateral
Non-Owner Occupied 1-4 Family Real Estate; Condos, Apartments
Minimum FICO
650
Rates
8.50% (Interest Only Charged on Outstanding Balance)
Loan Amount
$50k – $3MM
LTV
Up to 92.5% LTC + 100% of the Renovation Cost; Max 75% ARV
Term
12 Months- 18 Months
Collateral
Non-Owner Occupied 1-4 Family Real Estate; Condos, Apartments
Minimum FICO
650
Rates
8.50% (Interest Only Charged on Outstanding Balance)