Qualify on Cash Flow. Grow Without Limits.
Gold Chair Capital offers competitive, investor-friendly rental property loans designed for maximising returns and building long-term wealth.
- Program Highlights:
- Loan amounts from $50K to $75MM, tailored for investment goals
- Flexible term options – Interest-Only or Fixed-rate financing available
- High leverage: Up to 80% LTV on purchases
- No personal income requirements – qualification based on property cash flow
- Financing available for 1-4 unit rental properties including portfolios.
- Competitive rates as low as 5.9%
Competitive Loan Rates: Secure robust capital with high leverage and investor-friendly terms.
Fast & Simple Process: No W-2s, pay stubs, or tax returns required.
Flexible Options & Support: Choose from a variety of rental loan programs tailored to your strategy.
Debt Service Coverage Ratio loans provide real estate investors with a powerful tool for building generational wealth without relying on personal income verification. By qualifying based on rental property cash flow, investors can secure financing to expand portfolios, create consistent passive income, and build long-term equity.
This strategy allows for scalability, ensuring that investors can continue acquiring assets and growing their holdings while maintaining financial independence. Over time, property appreciation further boosts financial stability, allowing investors to pass down valuable real estate assets to future generations.
Loan Criteria
Loan Amount
$75k – $75MM
LTV
85% LTV Rate/Term or ACQ, 75% with cash out
Term
30 Years
Collateral
Non-Owner Occupied 1-4 Family Real Estate; Condos, Apartments
Minimum FICO
640
Rates
6% (Interest Only Charged on Outstanding Balance)
Unlock high-leverage financing for your investment properties with Gold Chair Capital’s DSCR loans. No tax returns, no income verification—just smart lending for savvy investors. Apply today and scale your portfolio with confidence!